PHYSIO IN CARLINGFORD
Private Health Insurance (Extras Cover)
If you have private health insurance extras cover, you may be able to claim rebates for selected services at X10 Physio, including physiotherapy, exercise physiology and sports massage, depending on your policy. We use HICAPS to make claiming simple, which means your eligible rebate can be processed on the spot and you only pay the remaining gap.
Private Health Insurance Rebates for Physiotherapy in Carlingford
Most private health insurance physiotherapy rebates come from extras (general treatment) cover rather than hospital cover. This is separate to Medicare entirely.
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What does it cover at X10?
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Physiotherapy
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Exercise Physiology
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Sports Massage (Under Physio extras)
Many extras policies include rebates for accredited exercise physiology and remedial massage, however benefits vary by fund and cover level, and limits may be separate or shared across services.
​Can I Claim Physiotherapy with HICAPS?
We use HICAPS — meaning your rebate is processed on the spot at reception with a simple card swipe or tap with your digital card. You only pay the gap (the difference between our fee and what your fund pays back).
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Things to check with your fund before you book:
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Do you have extras cover for physiotherapy / exercise physiology?
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Have you served your waiting period?
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What is your remaining annual limit?
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When does your benefit year reset? (most reset 1 January)
Can I use both Medicare AND private health for the same session?
No — you can't claim both Medicare and private health insurance for the same physiotherapy session. You must choose one or the other. However, you can use both in a complementary way — for example, use your 5 Medicare sessions first, then continue treatment using your private health insurance extras cover once those sessions are used.
> Read more about Medicare here: Medicare — GP Chronic Condition Management (CCM) Plan
Client Testimonials for X10 Physio
